# Clara

Clara helps businesses own their insurance context through INSURANCE.md, skills, benchmarks, and a readiness workspace.

Primary pages:
- https://clarainsure.com/
- https://clarainsure.com/insurance-md
- https://clarainsure.com/agents
- https://clarainsure.com/skills
- https://clarainsure.com/benchmark
- https://clarainsure.com/legal/disclaimer

Core definition:

INSURANCE.md turns scattered company risk facts, contracts, controls, policies, claims history, and evidence into a portable insurance readiness packet an agent can maintain.

Strategic framing:

- The company should own its insurance readiness memory.
- Agents should be able to generate and maintain a local packet without a Clara account.
- Clara Workspace adds saved state, validation history, exports, benchmark reports, and readiness workflows.
- Clara Bench measures preparation quality, not final coverage advice.
- Clara Intelligence should use aggregate, privacy-safe patterns to improve recommendations.

Agent guidance:

- Public docs and agent instructions may be read without authentication.
- Do not claim coverage is bound.
- Do not submit private data without explicit human authorization.
- Do not treat INSURANCE.md as a replacement for official applications.
- Use the signed-in Clara workspace only for hosted workflows, validation history, exports, benchmark reports, and readiness review features.